First-time homebuyers, you may receive up to 8,000 USD and current homeowners making a move into a new home may be eligible to collect up to 6,500 USD through the Homebuyer Tax Credit.

Combine the benefits of these tax credits¹ with the limited-time incentives offered at UNFCU for substantial savings on your new home.

Also, receive additional discounts⁵ towards buying new furniture, appliances, truck rentals for moving and much more...

At UNFCU, our experienced Mortgage Representatives can help you navigate through the first-time home buying process or help you purchase your next home today!

For current rate information and to apply online visit www.unfcu.org and click on "Mortgage Centre" 24 hours a day.
Or, call +1 212-338-0290 or 1 800-891-2471, extension 5250, or email mortgage@unfcu.com

For complete details regarding the Homebuyers Tax Credit, visit the IRS's section on Homebuyer Credit at www.irs.gov

Learn more about our Welcome Home Program at www.unfcu.org/WelcomeHome

¹Consult your tax advisor. ²1/8% off UNFCU's current applicable annual percentage rates for qualified first time home buyers. Offer valid for mortgage applications received 01 December 2009 - 30 April 2010 and must close no later than 30 June 2010. Members will need to have a binding contract by 30 April 2010 and close by 30 June 2010 to be eligible for the tax credit, rate reduction and monetary incentives. Offer valid on all adjustable rate mortgages and fixed rate mortgages, conforming and jumbo loans. ³Maximum rebate up to 2,400 USD through the UNFCU Welcome Home Program. Cash back amount based on the sale or purchase price of the home. Cash back not available by law in some states. All real estate commissions are negotiable. You must be represented by the assigned program real estate firm at closing to qualify for a rebate. Contact the program or UNFCU Mortgage Representative for complete terms and conditions and to confirm eligibility. Consult your tax advisor with respect to the correct tax treatment of any cash back you receive. ⁴Qualified first-time homebuyers registered with UNFCU's Welcome Home Program who apply for a UNFCU mortgage from 01 December 2009 - 30 April 2010 and close no later than 30 June 2010 will receive 800 USD which will be credited towards closing costs at the time of closing. Individuals not registered with the Welcome Home Program will receive the standard 300 USD from our Mortgage Centre at closing. ⁵Ask a Mortgage Representative regarding additional discounts through our Genworth partnership.